Rates effective July 1, 2010; subject to change
Please call 800-755-0055 for information

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As low as 3.74% (2006 and newer)
As low as 4.74% (2005 and older)

*Rates available to qualified members beginning 7-1-10 on purchases. Rates shown include discount for an Altra Checking account with direct deposit and automatic loan payments from an Altra account. Additional 0.25% discount available with Major Mechanical Protection (MMP). Add 0.25% APR to rate for cash payment. Rates are based on other account relationships at Altra, personal credit history, payment method, and vehicle information. Promotional rates apply only to new Altra vehicle loans. Loan terms available up to 72 months; term may be based on age and/or mileage of vehicle. Limited time offer.

**First-time Auto Buyer Discount available to qualified members beginning 7-1-10 financing an auto or truck loan for the first time. Altra will reduce your qualifying rate by 2.00% APR (as low as 3.74% for '06 or newer models or as low as 4.74% for '05 and older models); rates subject to change. Rates shown include discount for an Altra Checking account with direct deposit and automatic loan payments from an Altra account. Additional 0.25% discount available with Major Mechanical Protection (MMP). Rates are based on other account relationships at Altra, personal credit history, payment method, and vehicle information. Promotional rates apply only to new loans. Loan terms available up to 72 months; term may be based on age and/or mileage of vehicle. Limited time offer. Motorcycles and Leases do not qualify.

***2nd Chance Refinance Discount available to qualified members beginning 7-1-10 refinancing an auto or truck loan at Altra from another financial institution or dealership. Altra may reduce your current rate by up to 1.00% APR (as low as 3.74% for '06 or newer models or as low as 4.74% for '05 and older models); rates subject to change. Rates shown include discount for an Altra Checking account with direct deposit and automatic loan payments from an Altra account. Additional 0.25% discount available with Major Mechanical Protection (MMP). Rates are based on other account relationships at Altra, personal credit history, payment method, and vehicle information. Promotional rates apply only to new loans. Loan terms available up to 72 months; term may be based on age and/or mileage of vehicle. Limited time offer. Motorcycles and Leases do not qualify.

Rates shown for current model year include 0.25% APR discount with automatic payment set up from an Altra account; add 1.00% APR to rate for other model years. Add 0.25% APR to rate for cash payment. Rate based on personal credit history, payment method, and vehicle information; subject to change. Loan terms available up to 72 months. Fixed terms of 7-10 years available for an additional 1.00% APR; contact Altra for complete details. Term may be based on age and/or mileage of vehicle.

*Limited time offer. Rate is based on personal credit history. Loans available to qualified borrowers refinancing a first mortgage on a primary residence; maximum 80% LTV (Loan-to-Value) includes optional cash out. Available in all states except Texas on owner-occupied and vacation homes. Available only on homestead property in Texas.  Member pays actual closing costs (maximum of 3% of loan amount in Texas). This is a fixed-rate mortgage; Annual Percentage Rate (APR) and monthly payments remain fixed for 10 years. At 4.75%, repayment requires 120 monthly payments of $10.50 per $1000 borrowed. Amortizations over 10 years require 10 year balloon. Amortizations up to 15 years available for an additional .25%; up to 20 years available for an additional .50%. Extended amortization and balloons not available in Texas.  Weekly, bi-weekly, semi-monthly or monthly payments available EXCEPT in Texas (monthly only).

* In Texas, 2nd Mortgage limited to 80% of a home's available equity. Open-ended credit, such as a Home Equity Line of Credit, are currently not available in Texas. Contact Altra for other Home Equity Loan options.